EFFECTIVE DATE: April 6, 2017

Welcome to the Web site of WealthConductor LLC’s IncomeConductor^® - also referred to hereinafter as the "Site." This Site provides you with general information and access to services within the IncomeConductor^® module, and provides authorized users with access to its products, services, features and functionality. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing and using this Site, you acknowledge that you have read, understand, and agree to be bound by all of the terms and conditions set forth below. We reserve the right to amend these terms of use from time to time by posting the amended terms on this Site. The entire content included in the Site, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof, is part of WealthConductor LLC’s IncomeConductor^® program and is copyrighted as a collective work under the United States and other copyright laws, and is the property of WealthConductor LLC. Copyright 2014. ALL RIGHTS RESERVED. All trademarks, service marks, logos and trade names displayed on the Sites, including without limitation IncomeConductor^® and WealthConductor^® are trademarks or registered trademarks of and are proprietary of WealthConductor LLC.

General: WealthConductor LLC may revise these terms at any time by updating this posting. You should visit this page from time to time to review the then-current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages on the Site. To the extent that anything in or associated with the Site is in conflict or inconsistent with this agreement, this agreement takes precedence. Our failure to enforce any provision of this agreement will not be deemed either a waiver of such provision or a waiver of the right to enforce such provision. This agreement, including our Privacy Policy which is incorporated by reference, constitutes the entire agreement between the parties regarding the subject matter hereof, and supersedes all prior or contemporaneous understandings or agreements, whether oral or written regarding the subject matter in this agreement. This Site does not provide individual or customized legal, tax, or investment services. Since each individual’s situation is unique, a qualified professional should be consulted before making financial decisions.

Restricted Access to and Use of Private Portion of This Site: The private portion of this Site is intended for access and use only by (i) authorized Users who have received a unique login name and password, and have a need to access and use this Site for internal business purposes, in accordance with the terms and conditions of the Service Agreement. No other persons may access or use the private portion of this Site for any purpose whatsoever. We grant the User a limited personal use license to access, display, download, format and print portions of this Site content solely for your own use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other Web site or as part of any educational training or reference materials without the express written prior permission of WealthConductor LLC. You may not frame or utilize framing techniques to enclose any content on this Site.

Protecting Access to the Private Site: This Site is password protected and available only to Users who are registered with WealthConductor LLC to have an account. Registration requires Users to fully complete the account registration process, which includes the assignment of a login name and password. This Site may collect and store personal information from some Users. Because WealthConductor LLC respects the privacy of its Users and their personal information, it has established the Privacy Policy to protect your personal information. Your login name and password for this Site is unique to you, and may not be shared with any other person. You are responsible for maintaining the confidentiality of your account and password, and you agree to accept responsibility for all activities that occur under your account or password. You agree to notify WealthConductor LLC promptly if you become aware of any unauthorized use of your login name and password or unauthorized access to this Site. WealthConductor LLC will not be liable for any loss or liability incurred as a result of an unauthorized person using a User’s password. Always be sure to log out of this Site and close the Web browser window at the end of each session. These safety practices are particularly important if you access this Site from a public computer terminal. WealthConductor LLC cannot and does not guarantee the absolute security of information or communications in password protected areas.

User Representations: By using the Site, you represent, warrant and covenant that you: (i) have the power and authority to enter into this agreement; (ii) shall not use any rights granted in this agreement for any unlawful purpose; and (iii) shall use the Site only as set forth in these terms and conditions.

User Participation: WealthConductor LLC does not and cannot review all communication and material posted to, or created by, Users accessing the Site, and is not responsible for the content of these communications and materials. WealthConductor LLC does not guarantee that files available for downloading through this Site will be free of infection or viruses or other code that may have contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for integrity, security and accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of any lost data. You acknowledge that by providing you with the ability to view and distribute User generated content on the Site, WealthConductor LLC is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any content or activities on the Site. To access some of the content or features of the Site or its services, Users may need to enhance or update the hardware or software in their computer systems. WealthConductor LLC assumes no responsibility for any failure to access the Site or any services, partially or fully, whether due to the User’s system, the Internet network or any other cause.

Consent to Electronic Delivery of Documents: User hereby acknowledges and agrees to WealthConductor LLC delivering communications and documents by electronic means (including, but not limited to facsimile, e-mail, or via Blackberry) rather than traditional mailing of paper copies. By consenting to the electronic delivery of all information, User authorizes WealthConductor LLC to deliver all communications by e-mail at the e-mail address specified by User. User acknowledges possessing the technical ability and resources to receive electronic delivery of documents. User further consents that WealthConductor LLC may provide in any electronic medium (including via email) any disclosure or document that is required by applicable securities laws to be provided by WealthConductor LLC. The consent granted herein will last until revoked by the User.

THE SITE AND THE MATERIALS, INFORMATION, SERVICES, AND PRODUCTS IN THE SITE, INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE PROVIDED "AS IS, AS AVAILABLE" AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WEALTHCONDUCTOR LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WEALTHCONDUCTOR LLC DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WEALTHCONDUCTOR DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.